Unregistered and uninsured vehicles

There are heavy penalties for using an unregistered or uninsured vehicle in NSW. Use of a vehicle includes driving and parking the vehicle on a road or road related area.

A vehicle becomes unregistered when the registration is not renewed by the expiry date or when the registration is cancelled or suspended. When a vehicle is unregistered, Compulsory Third Party (CTP) insurance is usually not valid. This means that the vehicle may also be uninsured. See Unregistered vehicles for more information.

The tables on this page list the basic fines and penalties, but heavier fines are imposed if the matter goes to court. The driver/registered operator of the vehicle could be fined.

Effective 1 July 2019.

Penalties for unregistered vehicle offences

Offence Light vehicles Heavy vehicles (GVM more than 4.5 tonnes)
Drive or park an unregistered vehicle on a road or road related area $686 $1,449 and 4 demerit points
Drive or park an uninsured vehicle on a road or road related area $686 $686
Park an unregistered trailer (not being part of a combination) on a road $191 $191

Penalties for the last registered operator of an unregistered vehicle

Offence Light vehicle Heavy vehicle (GVM more than 4.5 tonnes) Trailer
Cause or permit use of unregistered vehicles $686 $686 $686
Cause or permit use of uninsured vehicles $686 $686 Not applicable
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